Employee Benefits

What is it?

At FSC Financial Group, we offer curate Employee Benefits Liability (EBL) insurance solutions designed to safeguard employers from claims arising due to errors in managing employee benefits. We not only find you EBL coverage that shields employers but coverage that also provides financial security to employees by covering legal defense expenses, settlements, and judgments. Whether as a standalone policy or an endorsement to existing coverage like commercial general liability insurance, your EBL options ensure robust protection for your business.

  • To obtain group insurance, the employer would need to supply their tax identification number and pay roll deduct premiums. This is no cost to the employer.

  • Yes, as long as the business has at least 3 employees and the owner would count as one of the employees

  • This is voluntary insurance and pays the policy holder in the event of claims instead of the doctor's office. This is designed to help the insured with any type of missed work, deductibles, co-pays, etc